Capital Advisory
For practice owners in growth mode — acquiring locations, restructuring debt, or bringing in a minority capital partner. We advise on structure, prepare institutional-grade financing packages, and connect you to the right banking partner from our network of specialty healthcare lenders, regional banks, and private credit funds.
Speak with an advisor: (800) 815-0590When Practice Owners Engage Us
Middle-market healthcare practice owners typically engage Capital Partners for one of these situations — either in growth mode, optimizing their capital structure, or preparing for a future transaction.
Growth Capital
For practice owners buying another practice or location. We help structure the financing, prepare the loan package, and connect you to lenders specializing in healthcare practice acquisitions at the middle-market level.
Discuss your acquisition →For owners opening new locations from scratch. We structure the capital request, package the projections and operating plan, and connect you to lenders comfortable with de novo dental and physician practice financing.
Discuss your expansion →For owners financing significant capital improvements — major build-outs, multi-location equipment fleets, or renovation projects at the middle-market scale where institutional financing is the right fit.
Discuss your project →Capital Structure & Recapitalization
For owners seeking better terms on existing obligations, consolidating multiple loans, or restructuring debt to free up cash flow for growth. We review existing terms, identify refinancing opportunities, and connect you to lenders prepared to offer competitive structures.
Discuss your refinancing →For owners who want to bring in a minority capital partner without selling the practice. We help structure the recap, identify family offices and private equity sponsors interested in minority positions in healthcare practices, and run a confidential process.
Discuss your recap →Our Role
Capital Partners does not provide capital itself. We advise practice owners on the capital structure that fits their situation, gather and organize the financial documentation, prepare a professional financing memorandum that institutional lenders can quickly review and act on, and connect you to the right banking partner from our network.
This approach typically results in faster lender decisions and better terms than going to lenders directly — particularly for complex situations, larger financings, or owners with multiple existing relationships. We stay coordinated through closing, but the lender and your counsel handle the final negotiation and closing mechanics.
Banking Partner Network
We work with a vetted network of specialty healthcare lenders, regional and national commercial banks, private credit funds, and family offices interested in healthcare practice capital. Each situation is matched to the lender best positioned to deliver competitive terms based on the practice profile, capital need, and timeline.
We do not steer clients to any single lender or earn referral fees that compromise our independence. Our objective in every engagement is to find the right capital partner for the situation at hand — even when that means recommending a lender we have no prior relationship with.
What Makes Our Capital Advisory Different
Most practice owners going to a bank directly will receive a yes or no based on what the bank can see in a few weeks of back-and-forth. Our approach changes the starting point.
Lenders make faster, better-informed decisions when the financing request arrives organized to their underwriting framework. We prepare materials the way an institutional borrower would — not the way a small business approaches a bank.
The wrong lender will say no even to a strong deal; the right lender will move quickly on the same opportunity. We know which lenders are active in healthcare practice capital, what they look for, and which situations they are best positioned to fund.
Most of our capital advisory clients return to Capital Partners years later for additional growth capital, refinancing, or eventually a sell-side process. We advise across the lifecycle — not just at a single transaction moment.
We work for you, not the bank. Our compensation is structured to align with your interests in finding the right capital partner at the right terms — not to direct the deal to any particular lender.
For Smaller Financings
For single-practice acquisition financing, equipment loans, working capital lines, and traditional bank lending below the middle-market threshold, please contact 1st Med Financial — our affiliated firm specializing in transaction-based practice financing.
Begin a Conversation
The most useful next step is a confidential conversation. We'll listen to your situation, give you a directional view of structure and process, and explain how a Capital Partners engagement would actually run. Every conversation begins under NDA.
(800) 815-0590